Limits are set for transfers and cash withdrawals. As a rule, they do not cause inconvenience, but it is still worth paying attention to them. When you need to quickly cash out money or make a large transfer, it will be extremely unpleasant to encounter restrictions from the bank.
With the "That Same Card", you can withdraw up to 100,000 ₽ per day from ATMs, up to 1 million ₽ - at the cash desks of Bank Sinara. Limits may apply at the cash desks and ATMs of other banks.
You can transfer funds to other cards and accounts without restrictions.
There are also loyalty programs for credit cards, which allow you afghanistan mobile database to receive cashback and free service. But when choosing a credit card, you should also consider additional parameters.
Credit limit
A credit limit is the amount that is already on the card. In fact, this is money that belongs to the bank, but is available to the client. Unlike a cash loan, the credit card limit is renewable. This means that you can spend it, return it to the card and spend it again. If you return the money before the end of the grace period, you do not pay interest for using the limit.
The limit on the "Yes!" card from Sinara Bank is up to 700,000 ₽. It is determined individually each time based on the borrower's income and credit history. To find out the conditions available to you,leave a requeston the website.
Ease of design
The fewer documents you need to get a credit card, the better. If you need a card with a limit of up to 300,000 ₽, you can get it at Bank Sinara without income verification. You only need a Russian passport.
If the limit is over 300,000 ₽, a second document is required that confirms your income. These may be:
certificate of income for the last 12 months;
bank statement from the salary card account for the last 12 months;
extract from the SFR.
Regardless of the limit, you can apply online, and the decision is made in a few minutes. After that, you need to come to the Sinara Bank office with documents and get the card.
Transactions within the grace period
Grace period — the time during which you can use the limit without paying interest. In the standard case, the grace period applies only to purchases. Interest begins to accrue immediately for cash withdrawals and transfers.
One of the services within the loyalty program is a grace period, which applies to cash withdrawals and transfers. These are the conditions that apply to the "DA!" card of Sinara Bank. Withdraw and transfer money, return it to the card before the end of the grace period and do not pay interest.