If you still want to take this option, you can choose banks such as Banco Santander, BBVA, CaixaBank, Sabadell and Bankia, whose percentage or exchange rate ranges from 2.5% to 3%.
N26 : You can use a debit card and there are singapore gambling data no fees for paying abroad, even if the currency is a different euro. If you have a premium account, there will be no fee for withdrawing cash, but if you have a free account, you will pay a 1.7% fee outside the Eurozone.
Wise : This is an app that allows you to manage your money in different currencies around the world. Signing up is free and you can access payment options with Google Pay, Apple Pay, debit card, credit card and bank transfer. Commissions range from 0.3 to 3% of the amount to be converted. With Wise you can create alerts for when it is most convenient to exchange money based on the exchange rate of the day.
Bnext : Like the previous one, it is associated with an App, that is, it is a virtual wallet. You can withdraw a total of $700,000 COP (approx. €178) from the ATM, the currency exchange rate is official and the percentage to pay is €0.98 ATM fee + €7.87 bank fee of 4.5%.
debit cards for travel
Debit cards for traveling. Source: images.prismic.io
Using debit cards for international travel will give you many benefits, such as convenience, security, expense control and transaction tracking.