Working as a freelancer means doing it without a safety net, all the work depends on your resources and your dedication. When it comes to planning your income, expenses and investments, a little help can come in handy, right?
This article talks about this. Administrations have lines of subsidies that can become the push you need to register and start your activity, or the financing necessary to have new equipment and be competitive in an increasingly complicated market.
Grants for self-employed workers.
In Spain, the business sector is mostly made up of SMEs and self-employed workers. Therefore, the Cursos Femxa blog will give them all the attention they deserve, clarifying as much as possible which subsidies for self-employed workers can be requested.
Distinction between aid and subsidies.
To start off in an orderly manner, you must go to the source of the regulations. The SEPE establishes the available government support for entrepreneurial initiatives that involve self-employment, from the specific section for Self-Employed Workers on its website.
You should be aware that not all support provided to you as a self-employed worker is classified as a grant.
There are various types of aid that improve your 'quality of life' as a self-employed person. They provide an incentive for organizing your activity as a professional or as a legal entity, such as paying a very small social security fee at the start of the activity; having access to bonuses for reconciling family life or reductions applied to projects that generate employment. These types of considerations will be discussed in another article.
Entities that can provide financing for self-employed workers.
Finding the right grant is not as easy as it seems. The legislation is very scattered and there are many entities that provide funding in different ways.
There are two main ways to find the right grant: Autonomous Communities and the ICO . This entity provides state-level financing for companies and entrepreneurs, although these are loans that improve market conditions and do not function as what is understood as a grant. You can consult them from the specific section of their website for companies and entrepreneurs .
Regarding the autonomous communities, click on this text to access a list that will guide you to know where to look for the necessary information according to your place of residence.
In any case, we recommend that you access the search engine for grants and scholarships that the government administration makes available to users:
GRANT SEARCH ENGINE
Self-employed person starting his professional activity
If you are going to apply for a grant, read this section.
You should not think that the subsidy will solve your life.
It will be a useful complement, but it should not be the basis on which you centralize your investments and your economic activity. You will have heard many entrepreneurs complain that there is no help and that it is very difficult to start from scratch. It is true, but it is also true that if you are an entrepreneur, you must have a financial base and a market study that supports your activity. This must be viable without the need for magical help.
Please note the deadline for resolving and collecting the grant.
You will probably have to advance the funds to make the investments listed, and once all the sections have been justified, you will be able to collect the money. In addition, many grants co-finance the investments, so they do not provide 100% of the necessary capital.
Read very carefully.
The conditions are often complicated and may have small print. Pay attention to incompatibilities between various grants, penalties, refunds for cessation of activity or little time to present the requested documentation or to execute the purpose of the grant (make a purchase or request a service). These types of factors can become a nightmare. Study them carefully and think about whether you really want to have funds that reduce your productivity or are not really effective.
Pursuant to Order TAS/1622/2007 of 5 June, four types are established; linked to self-employment. They are managed in the autonomous communities, from the employment departments.
Subsidy for registering as a self-employed worker.
Up to a maximum of €10,000. Each community regulates them with its own criteria. landline numbers list It is usually linked to an investment in assets intended for professional activity and a commitment to remain self-employed over time.
Technical assistance grant.
This is a financial aid to access the services necessary for the establishment of the economic activity. The maximum amount will be €2000, with a limit of 75% of the price of the services.
Training grant.
Designed to train you in business management. It covers topics such as information and communication technologies, or courses involved in starting up the activity.
Financial subsidy.
It is not strictly a grant but a loan with preferential interest, which can only be used to finance the investments involved in the creation and implementation of the activity. Its maximum amount will be €10,000.
The Ministry of Labor's website contains detailed information on these; if you have any questions, consult the section on promoting self-employment.
New freelancer
Indirectly, you can also benefit from subsidies without having to apply for them. An example is the amounts allocated to training for the employment of self-employed workers. Entities such as Cursos Femxa, request this type of public funding to implement training plans aimed at different types of workers, including, of course, self-employed workers like you.
The way you can access training courses aimed at self-employed workers is simple and does not involve any administrative procedures. Simply register at Cursos Femxa and search for the free courses you need. Many of them are suitable for your profile as a self-employed worker. The only step you need to take is registration. Simply by proving that you are registered with the RETA (special regime for self-employed workers) you can then train for free.
One of the advantages of this training is that it is endorsed by the SEPE and its financing comes from training funds provided by payrolls, which is an additional guarantee.
At this point, a good recommendation is to take training in business management and entrepreneurship, look for the courses that adapt to your needs based on your work sector , and if you are not sure, contact Cursos Femxa .
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Category: Entrepreneurship