A credit card is a universal payment tool. You can pay for almost any purchase from its account. However, paying for housing and communal services often raises doubts among bank clients: what if the payment goes through as a transfer or cannot be made at all? What if the money takes too long to be credited and a delay occurs? Let's talk about how a credit card actually works when paying for utilities.
Is it possible to pay for housing and communal services with a credit card?
We will consider the payment of utilities using an examplecredit card "YES!"from Bank Sinara. It is important to understand that issuers set individual conditions, so it is always better to be specific when asking questions.
In our case, paying by credit card is not guangdong mobile number database only possible, but also profitable. And here's why:
payment from the bank will be made instantly;
you can use the grace period and not pay interest;
conveniently plan your expenses, using bank money for free for up to 56 days;
Additionally, you can receive cashback in the form of bonuses that can be easily exchanged for money.
Payment of housing and communal services using a credit card is carried out according to the same algorithm as all other payments. You can make them within the individual limit set by the bank. In this case, a grace period will be in effect, during which interest will not be charged on the amount of the debt.
If this time is not enough, you can deposit money at your own pace. The main thing is not to forget about the mandatory payment - usually it is 2.9% of the debt amount, but not less than 600 rubles. Interest will be charged in accordance with the terms of the agreement.
Please note: you can pay for any utility services with a credit card – from water and gas to garbage collection and capital repair fees. Their type does not matter.