A bank card is a tool that allows you to access the money stored in the account linked to it. If you see it on the street, you may well want to help the owner. After all, you don’t know whether he managed to discover the loss and block the card. And what if the next person who sees it is not as decent as you and tries to steal money from the account?
Let's talk about what to do if you find someone else's card. We'll also talk about the consequences that may occur when trying to make a payment with it.
What to do if you find someone else's card in an ATM
The best action in this situation is inaction. In extreme cases, you can draw the attention of a bank employee to this fact if the terminal is located in a branch and there is a specialist nearby. In other situations, you tongliao mobile number database will only attract the attention of people, among whom there may well be potential fraudsters.
If the card is in the reader, it means that the owner has not gone far. He may have time to return. If not, the ATM will take the card. When the owner discovers the loss and comes to the bank, the payment instrument will be removed from the terminal and returned to him. After making sure that the card really belongs to this person.
What to do if you found a card on the street
This is exactly the case we talked about in the introductory part of the article: a person found someone else's card and wants to return it to its owner before the attackers get to the account linked to it. If you follow Article 227 of the Civil Code of the Russian Federation, then this is exactly what you should do.
Another thing is that finding the owner to hand over the lost card is not so easy. Not wanting to waste time searching, many simply ignore the payment instruments they find. Or hand them over to the responsible persons if they are on the territory of a store, in an establishment or, for example, in public transport.